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bank charter

3 articles
The Motley FoolThe Motley Fool··Jennifer Saibil

Upstart's AI-Powered Comeback: Can This Fintech Turnaround Justify the Hype?

Upstart Holdings surges as rates fall, posting 35% Q4 revenue growth and 86% transaction volume increase while pursuing a transformative bank charter application amid lingering execution risks.
UPSTfintechAI disruption
The Motley FoolThe Motley Fool··Leo Sun

Upstart Finally Returns to Profitability as AI Lending Platform Capitalizes on Rate Decline

Upstart ended three-year loss streak in 2025 with stabilized business and improved conversions. Analysts project 31% revenue and 92% EPS growth through 2028.
SOFIFICOUPSTfintechvaluation
The Motley FoolThe Motley Fool··Dave Kovaleski

Two Beaten-Down Fintech Stocks Positioned for Potential Doubling: SoFi and Upstart

SoFi and Upstart, down 33% and 37% YTD respectively, offer potential doubling opportunities within five years driven by growth momentum and regulatory catalysts.
SOFIUPSTJEFstock valuationSoFi Technologies