loan originations

4 articles
The Motley FoolThe Motley Fool··Jeremy Bowman

Upstart Crushes Q1 Revenue Forecast, But Margin Squeeze Triggers Stock Selloff

$UPST beat Q1 revenue at $308.2M (+44%) with 61% loan origination growth, but stock fell as margins compressed sharply due to aggressive spending.
UPSTfintechrevenue growth
BenzingaBenzinga··Erica Kollmann

Upstart Stock Plummets 14% on Margin Collapse Despite Revenue Beat

Upstart shares fell 14% after Q1 earnings missed EPS estimates by 29%, though revenue beat. EBITDA margins collapsed from 20% to 13% despite 44% revenue growth.
UPSTstock declinefintech
Investing.comInvesting.com··Peter Frank

LendingClub's Digital Banking Bet Stumbles Despite Doubling Profits

LendingClub posts 27% revenue growth and net income doubles to $136M in 2025, but stock falls 20% post-earnings as investors question near-term growth prospects.
LCfintechvaluation
The Motley FoolThe Motley Fool··James Brumley

Upstart's AI Ascent Faces Headwinds From Well-Funded Rivals

Upstart returned to profitability with $1B revenue in 2024, but faces intensifying competition from better-capitalized rivals Equifax, Experian, and TransUnion developing similar AI credit scoring capabilities.
EFXUPSTTRUEXPGYfintechcompetitive advantage