net interest margin

$BKOR cuts quarterly earnings to $0.53/share from $0.57 but raises dividend 14% to $0.16, citing strong core performance and improved balance sheet.

Oak Ridge Financial Services cut Q1 earnings to $0.53/share from $0.57 year-over-year, but raised quarterly dividend 14% to $0.16/share amid balance sheet strengthening.

Alpine Banks reports record $20.2M Q1 earnings with improved margins, but nonperforming loans tick higher amid tightening credit conditions.

Bank of Botetourt reports 51% YoY earnings surge to $3.086M in Q1, expands net interest margin to 3.97%, and increases dividend payout reflecting strong fundamentals.

Central Pacific Financial reports $20.7M Q1 net income with 13.9% ROE. Bank guides for stable margins and modest growth amid capital returns.

Uwharrie Capital Corp reported Q1 2026 net income of $3.2M, up 23% from prior year. EPS increased to $0.43; assets grew to $1.25B.

Pacific Valley Bancorp posted 50% profit growth in Q1 2026, with deposits and loans expanding while maintaining pristine credit quality metrics.

Franklin Financial Services reports strong Q1 2026 earnings of $6.6M, up 69.2% YoY, while raising quarterly dividend 3.0% to $0.34 per share.

Community Heritage Financial reports record Q1 2026 earnings of $2.9M, up 51.5% YoY, with growing assets and improved margins.

Century Next Financial reported Q1 2026 net income of $3.55 million, up 2.9% YoY, with improving 4.57% net interest margin but rising efficiency ratios.

Univest Financial posts record full-year EPS of $3.13, with Q4 earnings jumping 21.5% YoY to $22.7M. Bank guides 2-3% 2026 loan growth.

United Bancshares (UBOH) reported Q1 2026 net income of $3.7M, up 40.4% YoY, and raised quarterly dividend to $0.25 per share amid strong loan and deposit growth.

Bank First reported Q1 2026 net income of $20.0M ($1.78/share) following Centre 1 Bancorp acquisition, raising total assets to $6.07B and boosting dividend 10%.

Bank7 (BSVN) reports moderate single-digit loan growth, maintains 4.40%-4.45% NIM guidance, and keeps capital ratio above 16% with minimal credit stress.

Washington Trust posted $60.8M Q4 loss from balance sheet restructuring but raised $70.5M capital. Adjusted earnings of $10.4M and NIM improvement expected.

LendingClub posts 27% revenue growth and net income doubles to $136M in 2025, but stock falls 20% post-earnings as investors question near-term growth prospects.

Truist plans 4-5% revenue growth through loan expansion and margin improvement, while returning $4 billion via share buybacks alongside dividends.

Credicorp projects 8.5% loan growth in 2026 despite Bolivia currency risks. Core Peruvian operations expected to expand 11% at constant rates, with stable margins and increased dividends planned.