non-accrual loans

Mission Valley Bancorp's Q1 net income fell 56% year-over-year to $0.7M due to two problematic borrower relationships, though the bank maintained its dividend and expanded operations.

Ares Capital's 10.6% yield carries significant risks including exposure to high-risk borrowers, cyclical dividend cuts, and rising non-accrual rates during downturns.

Main Street Capital stock fell 11% in February amid private credit concerns, but reported strong Q4 earnings, minimal portfolio stress, and raised its dividend for the 11th consecutive time.