retirement savings

12 articles
The Motley FoolThe Motley Fool··Selena Maranjian

Catch-Up Strategies for Behind-Schedule Retirement Savers in 2026

Behind-schedule retirement savers can boost security through comprehensive planning, increased contributions, delayed retirement, maximizing Social Security benefits, low-cost investing, and lifestyle optimization.
VTIVOOVTindex fundsSocial Security
The Motley FoolThe Motley Fool··Maurie Backman

Spring 2026 Retirement Checkup: Are Your Savings On Track?

Retirement readiness requires comparing savings to age-based benchmarks, optimizing asset allocation, and projecting income needs using the 4% withdrawal rule framework.
VTIinvestment strategydiversification
The Motley FoolThe Motley Fool··Selena Maranjian

Last-Minute IRA Contributions: Tax Deadline Strategy for 2025 Filers

Contributing up to $7,000 to a traditional IRA before April 15, 2026 reduces 2025 taxable income. Index funds offer cost-effective deployment strategies for retirement savers.
SCHDVOOindex fundsretirement savings
The Motley FoolThe Motley Fool··Maurie Backman

Market Volatility and Retirement: Why Staying Invested Beats Panic Selling

Retirement savers should avoid panic selling during market volatility and continue funding accounts, as staying invested historically outperforms emotional decision-making.
NVDAMETAMSFTAMZNGOOG+2stock marketmarket volatility
The Motley FoolThe Motley Fool··Maurie Backman

Retirees Brace for 2026: Three Defense Strategies Against Market Volatility

Retirees prepare for 2026 volatility using portfolio diversification, flexible withdrawals, and two-year cash reserves to avoid forced asset sales during downturns.
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The Motley FoolThe Motley Fool··Marc Guberti

How Retirees Navigate Life on $10K: Creative Survival Strategies in Today's Economy

Retirees with $10,000 in savings employ creative strategies—Airbnb rentals, downsizing, slashing transportation costs—to stretch limited resources across retirement decades.
AMZNABNBpassive incomeSocial Security
The Motley FoolThe Motley Fool··Bram Berkowitz

Americans Say They Need $2.1M to Retire, but Most Have Saved Far Less

BlackRock survey shows Americans think they need $2.1M to retire, yet 62% have saved under $150,000, revealing a deepening retirement crisis.
BLKDIVBinflationSocial Security
GlobeNewswire Inc.GlobeNewswire Inc.··Clientearth Usa And Cohen Milstein

Landmark Lawsuit Targets Cushman & Wakefield Over Climate Risk Failures in 401(k) Plans

Former Cushman & Wakefield employee sues company for allegedly breaching ERISA duties by failing to address climate risks in 401(k) plans, potentially setting precedent for $12 trillion U.S. retirement market.
CWKclass action lawsuitfiduciary duty
The Motley FoolThe Motley Fool··Matt Frankel, Cfp

Two Decades Later: $10K in Vanguard S&P 500 ETF Grows to $78K

A $10,000 investment in Vanguard's S&P 500 ETF from 20 years ago would be worth nearly $78,000 today, far exceeding typical retirement savings.
VOOVSPFFlong-term investingwealth building
The Motley FoolThe Motley Fool··Maurie Backman

Debt, Caution, and Fees: Three Wealth Killers Sabotaging Retirement Plans

Three key obstacles—excessive debt, overly conservative portfolios, and high investment fees—prevent Americans from maximizing retirement savings, potentially costing millions in foregone wealth over decades.
BZSPFinvestment strategyindex funds
GlobeNewswire Inc.GlobeNewswire Inc.··Sanford Heisler Sharp Mcknight

Law Firm Sues Stifel Over 401(k) Fund Selection in $134M ERISA Class Action

Law firm sues Stifel for $134M over allegedly keeping underperforming 401(k) funds for over a decade, violating fiduciary duties to 10,000+ plan participants.
SFSFBSFpBSFpCSFpDfiduciary dutyclass action
The Motley FoolThe Motley Fool··Jennifer Saibil

Vanguard S&P 500 Growth ETF Shows Strong Long-Term Wealth Accumulation Potential

Vanguard S&P 500 Growth ETF has delivered 17.5% annualized returns over the past decade, significantly outpacing the S&P 500 average and demonstrating strong long-term wealth potential.
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